Monday, September 18, 2006

Rajen on Credit Cards

Rajen on Credit Cards

Hi! Credit cards are a lot like cars for 3 reasons:
1. Most of us can't live without either;
2. When used correctly, they benefit us greatly;
3. When used incorrectly, they're lethal!

What's your take on credit cards?

Do you think they're the best thing since sliced bread or are you convinced they were created by Satan's minions?

I have a love-hate relationship with credit cards. I know personally what it feels like to be trapped under a mountain of credit card debt. I also know how useful they can be... when used correctly.

If you're interested in reading more on the subject, I suspect you'll enjoy my article entitled Credit Cards - Friends or Foes? An alternative title might be Rajen on Credit Cards because what I've written there is very much my personal take on the subject.

If you are more interested in matters pertaining to wealth creation rather than debt management, then please help yourself to my FREE month-long eCourse on investment risk. It is valued at US$88, but you can sign up for it for NOTHING right here; it comprises 16 lessons that will be emailed to you at 2-day intervals, and will rapidly teach you the basic concepts of investment risk and 15 different specific forms of investment risk.

You may sign up here for this unique freebie entitled Understanding Investment Risk & Profiting From It!

I hope you enjoy both the article and the eCourse.

Take care.

Warmest regards,


PS. If you'd like to join others who have opted to have me work with them to help improve their performance in the areas of personal finance, goal-setting and time management, please take the time to decide if this option is right for you...

After years of thinking about it, I've finally launched a 'lite' version of my elite life planning consulting package. This shorter, online-based version lasts a whole three months, and focuses on the three core life planning areas of personal finance, goal-setting and time management.

The price of this 13-week email- and online-based consulting package is less than one-ninth of my regular consulting rates.

If you're interested, drop me a quick email to
(or simply copy-and-paste
into a fresh email) with

'Rajen, please tell me about your new consulting package',

in your subject header.

Warning: This service is NOT for everyone.

Please only write to me about it if you are 100% serious about joining this programme.

Thanks. Stay well.

Rajen Devadason is CEO of RD Book Projects and its sister company RD WealthCreation Sdn Bhd. He lives in sunny, peaceful Malaysia with his gorgeous wife Rachel. He's a Malaysian Securities Commission-licensed financial planner, a life planning consultant, a professional speaker and a serial author... which probably explains why he's so exhausted! Some of his books are available here, and, if you're interested, here are some quotations he reckons are accurate, bold or cool.


Blogger gasoline credit cards said...

Yes credit cards are very convenient, but used irresponsibly they can be dangerous. I just wrote a blog post on about that:
How a Gas Rebate Credit Card Could Actually Cost More

Tuesday, September 19, 2006 7:14:00 AM  

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